Sip Calculator

Calculate the future value of your monthly SIP investments. Plan your financial goals by projecting your wealth creation over time.

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Yr
Total Expected Wealth
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Invested Amount ₹0.00
Estimated Returns ₹0.00

How to Use the SIP Return Calculator?

A Systematic Investment Plan (SIP) is one of the most disciplined ways to build long-term wealth in mutual funds. Our calculator helps you project your portfolio's future value:

  • Monthly Investment: Enter the amount you plan to invest every month.
  • Expected Return: Input the realistic annual percentage yield (historic equity mutual funds average around 10% to 15%).
  • Time Period: Enter your investment horizon. The longer you stay invested, the higher the compounding effect.

The Power of Compounding Formula

The SIP calculator operates on the compound interest mathematical formula, calculating investments made at the beginning of every month:

FV = P × [((1 + i)n - 1) / i] × (1 + i)

Where FV is Future Value, P is the monthly investment amount, i is the monthly return rate (Annual Rate / 12 / 100), and n is the total number of months.